The name doorstep loans suggest that the loan amount is available at your doorstep. They are also known as short term loans. These loans are procured to meet the small term demands of an individual when he or she is not in a position to waste even a second of time.
They prove beneficial to those who look in for an easy to pay monthly repayment plan. It is a suitable option for those who lack decent credit history. A small amount ranging from £100 to £1500 can be availed by the help of these services. Doorstep Loans are quick and easy to get. There is no standard credit check involved in the procedure of availing such loans. The borrower is saved from the tedious formalities and paperwork involved in most of the other type of loans. You get the approval at a faster pace. The main advantage of this kind of loan is that it is being delivered right at the doorstep of the borrower. T5he borrower is subjected to certain eligibility criteria that include the person to be aged more than 18 years with a monthly income not less than £1000. The person planning to avail the loan should be permanent resident of UK along with a valid bank account. The borrower need not waste any time or energy going to banks or standing in long queues for approval. The money given by the lender is recollected in the same way as is granted. The interest rate of this loan amount is kept slightly higher than the other kinds of loans. You need not place any collateral for availing the benefits of the same loan.
The doorstep loan does not entail to lengthy application process. The comfort level of the person is kept in mind and so the representatives of a particular company chosen by you to avail such loan come at house to collect the repayment amount.
Resource:http://ezinearticles.com/?Doorstep-Loans---Mend-Your-Budget&id=2976665
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